credit score

Debt and credit records
Who can check your credit record?

Lenders check your credit record to decide whether to lend you money. Landlords, insurers or employers might also check your credit record.

Check your own credit report

There are 3 main credit reporting companies in NZ — to check your record or correct your information, you need to contact all of them.

Debt collection and repossession

Know your rights when a debt collector demands payment or takes your stuff because you can’t pay your bills.